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Because you can do both

Because you can do both

Author: Amigo Date: 7/9/2023 3:27:36 PM +4/-2 Show Orig. Msg (this window) Or In New Window

Ira and Roth IRA cap out at like 6500 for a year and the 401k tops at 22500. If he's retiring at 50 I'm assuming he's stuffing both.

Having said that, picking an employer based on vesting in 2 years seems inconsequential compared to overall compensation at one place vs another. Pick the higher paying gig, stuff whatever's leftover in a brokerage, and don't sweat vesting at all.

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401K +3/-2 Vested term 7/8/2023 3:24:23 PM

401K +2/-1 PHY used to be 6% 7/8/2023 3:33:39 PM

401K +0/-1 Anonymous 7/8/2023 3:44:18 PM

401K +0/-1 Usually 3 years 7/8/2023 5:32:43 PM

401K +1/-1 fly offshore 7/8/2023 5:41:10 PM

401K +1/-1 None 7/8/2023 7:22:55 PM

doesn't make sense to work 2yrs +1/-1 ANYWHERE 7/8/2023 7:49:32 PM

doesn't make sense to work 2yrs +2/-2 OP 7/8/2023 9:52:56 PM

doesn't make sense to work 2yrs +3/-3 oh, I'm pretty sure 7/9/2023 12:17:27 AM

doesn't make sense to work 2yrs +0/-2 Anonymous 7/9/2023 9:17:17 AM

Why bother with a 401K +0/-2 Just invest 7/9/2023 1:57:00 PM

Because you can do both +4/-2 Amigo 7/9/2023 3:27:36 PM

Because you can do both +0/-0 At 76 7/29/2023 12:04:00 PM

Why bother with a 401K +2/-1 R D Nekk 7/9/2023 3:32:34 PM

401K +1/-5 Warren Buffet 7/9/2023 12:24:34 PM

401K +0/-1 Fake News 7/9/2023 2:41:35 PM

401K +2/-1 Clearly a wanna be 7/9/2023 3:18:52 PM

401K +4/-1 Must be 7/9/2023 10:48:31 PM

401K +0/-1 Warren Buffay 7/10/2023 11:16:17 AM

401K +1/-0 Vanguard is better 7/11/2023 4:05:24 AM

401K +0/-0 Anonymous 7/12/2023 2:56:22 AM

401K +0/-0 AMC Guy 7/11/2023 7:50:55 PM