Anyone here doing the 72t?  

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Author: Anonymous   Date: 8/4/2026 3:47:01 PM  +0/-1  

IRS allows distributions penalty free, no 10% early withdrawal fees, on your IRA if you are under 59.5.


SO you can access YOUR retirement savings on a fixed income basis.  The catch?  It has to be a specific percentage of the IRA and once you start, you can't stop it or change the amount till 59.5....or incur all fees and back taxes.  Seems like a loophole trap.  

SEPP 72t.  Early retirees, look it up.
 
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Anyone here doing the 72t? +0/-1 Anonymous 8/4/2026 3:47:01 PM