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I've been a member for 50 years. Three hurricanes and a couple of totaled vehicles over the years has demonstrated to me they are still the best insurance, particularly for homeowners on the market.

I don't know if the post above was referring to flood insurance, if so that's a Federal Government program. USAA, or no insurance company I am aware of, provides flood coverage if you are in a coastal area or build in the flood plain. 



  
 

 

 

 

 

 

 

 

 

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