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I think you should pay what you owe.

I have attended many schools, they just want your money and they will get you in.   Never tried many back East other than University of Maryland.   Pay your money they'll get you in

Wasn't there a Helicopter School where you paid in advance with a massive student loan?  Seems like there was.  R-22;s R Us, or something.  People loved them, are they still training?

I would do away with all student loans.