Original Message

I've been fully retired for two years. I was worried to death about a fixed income. Truth is between Social Security, my wife's retirement, and my 401K we still save money every month. I didn't realize how much it costs to work, even when you're not paying for room and board on the job. I have'nt spent a cent of my 401K and I'm loving not having to be at the beck and call of an employer. 

My advice is, be realistic about how much you need to spend and retire as soon as possible, it's a great life. Although I loved flying, I haven't missed anything about what went with the flying.