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I have a house with a 2.25% mortgage, about $95K balance. I could probably clear $50K if I sold it after a new roof, paint and flooring. That's my plan but the Irish in me pains to see the lender get relief. I can sit it empty for a while as my nut is only $700 with utilities.  I really don't want to be a landlord either. Any ideas? Oh. yeah. helicopter.