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that quickly because if you don't and are LEGITIMATELY sick, waiting until the 10th day to file a claim will cause you to MISS a week of STD payments.   They are having you start the claim process to EXPIDITE you being covered by STD!   Otherwise, there will be a gap in your income.

 

Remember STD is an insurance backup, not a company payroll plan to pay you for not working!   They are actually helping you despite the fact you are too naieve to understand it!

 

Nothing discourages you from taking sick time, except your twisted perception of it!