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I am glad you asked the hard questions and looking past the attractive salaries and 401k plans. Asking for, at the very minimum, a "ballpark" estimate of your out of pockets is reasonable. Also look into their loss of license, vision, and dental insurance. 

Some pilots fail to factor in some important non-salary related benefits such as the company's safety record, climate and culture, equipment, pilot turnover, career progression, business model, training quality, fatigue management program...how much are those worth to you?