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trouble with two other carriers with the smallest matters.  Called USAA and they stated right from the get-go other carriers problems are not theirs.  Been with them for 48 years now.  Their mantra has always been "how can we help", or, "we'll be on it today".

Get the usual disbursement from them per year (Dec) and 10% of the personal mutual account per year.

Not unhappy at all.