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Msg ID: 2788492 Life Insurance  +1/-0     
Author:New Father
7/20/2023 5:34:32 PM

As a new father I would like to aquire more life insurance than just what the company provides. Who do you use/recommend, how much does it cost a month and for what policy? Thank you very much for the information.



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Msg ID: 2788839 AOPA +1/-0     
Author:Term Insurance
7/24/2023 5:23:33 PM

Reply to: 2788492
https://www.aopa.org/membership/personal/group-level-term-life When I ran the numbers it was cheaper to get an annual membership to AOPA and pay for the insurance rather than getting it elsewhere. Just note that AOPA offers "group" and "group level." Group adjusts the price upwards every time you get another 5 years older. Group level seems like it's a true term insurance, 10 or 20 year and way better prices. I took a 20 year term policy in my early 30's and it's $50 a month for 1 million in coverage. I figured at the end of the term Id have enough in assets to self insure. Good luck, hope your family never needs it! And congrats on being a Dad!


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