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Msg ID: 2759093 Metro health insurance  +1/-0     
Author:Hmm
1/16/2023 11:45:52 AM
I know Metro has no premiums. But what are the deductibles like. Are they super high because of no premiums?


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Msg ID: 2759106 Metro health insurance  +1/-2     
Author:Hmmmm
1/16/2023 12:54:13 PM

Reply to: 2759093

True no premium but if you don't take the option you receive more pay. Sorry I don't recall the amount. 
so isn't that the same as paying but in reverse. 



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Msg ID: 2759108 Metro health insurance  +0/-0     
Author:thanks for the non answer
1/16/2023 1:23:09 PM

Reply to: 2759106

don't want to change how questions are not answered around here



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Msg ID: 2759111 Metro health insurance  +0/-0     
Author:that was a new twist to the JH
1/16/2023 1:52:55 PM

Reply to: 2759108

non answer: the guy doesn't answer the op's question but brings up a different question that he also doesn't know the answer to. lol



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Msg ID: 2759112 Metro health insurance  +0/-0     
Author:and this sentence is awesome:
1/16/2023 1:56:22 PM

Reply to: 2759111

"so isn't that the same as paying but in reverse."

That should go up on a wall somewhere. 



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Msg ID: 2759113 Metro health insurance  +5/-3     
Author:happycamper
1/16/2023 2:02:42 PM

Reply to: 2759093

Metro has a $1,500 deductible which is reimbursable (you earn $125 a month towards the deductable).  I generally just wait till the end of the year and file my claim all at once for the $1,500 total. You may claim monthly if you wish (or any other time period quaterly, semi annually etc.)

If your retired military (Tricare) or us spousal medical benifits, the company will pay you an additional $6,000 a year to not use their benefits.

The company pays 100% of the premiums and no money is taken out of your paycheck.



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Msg ID: 2759147 Metro health insurance  +1/-0     
Author:Thank you
1/16/2023 8:01:41 PM

Reply to: 2759113
That would mean a 11,500 pay raise just in insurance savings alone. There is a metro base that I'm watching for an opening that is next to my AMC base. A pay match and the insurance savings now has me very interested.


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Msg ID: 2759365 Metro health insurance  +0/-0     
Author:Also Interested in Metro
1/18/2023 1:27:36 PM

Reply to: 2759113

Thanks for that info.  I was wondering what Metro does for disability insurance?  I'm sure they have short term and long term, but how long does the long term disability last?  3 years?  5 years? Until reaching Social Security full retirement age?  Do they offer loss of medical insurance?  



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Msg ID: 2759485 Metro health insurance  +0/-0     
Author:Happycamper
1/19/2023 3:37:31 PM

Reply to: 2759365

Metro offers short term disability and pays 100% of the premium. It pays 66.667% of your salary after a 15 day waiting period ( would use one week of vacation time, your off week counts towards the 15 days). Short term runs for 90 days.

Long term, Metro pays 50% of the premium you pay the other half. Again, pays 66.667% of your salary. Covers loss of medical up to 28 months.



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Msg ID: 2759191 Metro health insurance  +0/-0     
Author:I'm Sad
1/17/2023 11:22:39 AM

Reply to: 2759093

I miss my Metro Insurance.....  Went to a corporate job.  Now I pay $160 a month, deductible increased, and in network is 80/20 vs the 90/10 (I think) at Metro.



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