A lot of guys with 5000 hours really have 500 hours, ten times.
Unless you have had lots of actual, varied experience...and by luck, survived all your mistakes...then total time means very little compared to training.
Training, so-called, is just totally inadequate. The instrument rating training is just designed to get somebody through the practical test. It's all theoretical and highly structured. It's not how weather is analyzed, weather decisions made, and IFR operations undertaken in the real world.
We just don't have a system where real-world experienced guys can interact with noobs and impart some wisdom to them. It would cost money to do this. The System prefers to spend money settling lawsuits from crashes and hoping that the noobs they unleash into the IFR system can somehow train themselves.
Fact is, most do. Or, they move on out of an IFR job into something they're comfortable with. Every so often, though, one of them goes in. It's a shame, but nothing of substance is going to be done about it.