It doesn't matter if the minimums are clear, blue and 22 if pilots continue to fly into whatever unsuitable conditions they encounter.
The idea that one should descend to maintain visual contact kills people, especially at night. CFIT accidents outnumber failure to maintain control in IMC by a significant number, and the half hour, hour one gets at recurrent is not enough for IFR proficiency- does it result in the mistaken impression that an emergency IFR recovery has a higher probability of success than exists?
Why don't the accident pilots divert, abort or just land? Because those options are not trained, or not part of the culture?