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 what you typed?????  "we should be getting the OTHER 3% because we are profitable???"  why should that even matter....we got hired to be matched at 6% and then they pull it away and tell us "work harder and IF we make goal we will match the other half"......Thats insane for our company to do that the last couple of years...as far as I am concerned PHI Health only does 3%...till the end of the year happens it is a roll of the dice.....